Three Tips to Study Smarter

Create Good Habits for CEBS Success

You’ve probably noticed the Benefits in Action sections in your CEBS® course Study Guide. Here are some questions that you can reflect on to help you use the application case studies to deepen your learning.

1. Have I experienced this situation as a plan member or as a plan sponsor? What was my experience like?

2. Could my plan experience a similar situation? If not, what types of organizations could experience this scenario? What are important takeaways and ideas from this case that I can use?

3. Did I bring enough knowledge to the plan design conversation to complete this case study, or do I need to further review Key Terms to prepare for my CEBS exam?

Get more details on CEBS Study Materials.

Consider signing up for an Online Study Group with Instructor Support.

Questions? We’re here to help. Call (800) 449-2327, option 3, or email cebs@ifebp.org.

Course Corner: Canadian CEBS Course Revisions

CEBS Course Updates

As the employee benefits industry evolves, the CEBS® designation’s curriculum is updated to reflect this reality. The Canadian RPA 1 course has been fully revised to meet the changing retirement plans landscape. This new CEBS course will help you gain valuable skills that you can put into practice on the job today as well as provide the emergent, cutting-edge knowledge that will prepare you for future roles.

Study Materials for RPA 1, including a new Study Guide and textbook are available for purchase.

Below is an outline of the new Canadian course:

RPA 1—Managing Retirement Plans Part 1

  • Module 1: Designing Registered Pension Plans
  • Module 2: Designing Non-Pension Registered Retirement Plans
    • Benefits in Action #1: Should we implement a registered pension plan?
  • Module 3: Leveraging the Tax Regime in Plan Design
  • Module 4: Complying with Pension Standards Legislation
  • Module 5: Establishing Effective Governance
    • Benefits in Action #2: What should you know about governance before introducing a workplace pension plan?
  • Module 6: Administering Retirement Arrangements
  • Module 7: Optimizing Plan Funding and Financial Reporting
    • Benefits in Action #3: What do financial statements reveal about pension costs and obligations?
  • Module 8: Managing Retirement Plan Assets
  • Module 9: Addressing Special Provisions: Multi-Employer Pension Plans
  • Module 10: Managing Special Situations—Plan Terminations, Surplus in Ongoing Plans and Business Reorganizations
  • Module 11: Other Employer-Sponsored Plans
    • Benefits in Action #4: What type of executive pension arrangement do we need to attract and retain senior-level talent?
  • Module 12: Capstone Case:  Managing Retirement Plans in Accordance with Organizational Goals

Questions?

If you have any questions about Study Materials or the new Canadian RPA 1 course, please reach out to our CEBS Customer Service team at cancebs@ifebp.org.

Course Corner: US CEBS Course Revisions

CEBS Course Updates

As the employee benefits industry evolves, the CEBS® designation’s curriculum is updated to reflect this reality. The US GBA 1 and GBA/RPA 3 courses have been fully revised to meet the changing group benefit plans landscape. These new CEBS courses will help you gain valuable skills you can put into practice on the job today and provide the emergent, cutting-edge knowledge to prepare you for future roles.

Study Materials for GBA 1 and GBA/RPA 3, including new Study Guides and textbooks, are available for purchase. Online Study Groups With Instructor Support for the new courses will be offered for the first time during the summer 2022 session.

Below are outlines of the new U.S. courses:

GBA 1—Directing Benefits Programs Part 1

Module 1: Employee Benefits: The Environment
Benefits in Action #1: Atlas Industries Case Study

Module 2: Managing Employee Benefits Risks

Module 3: Group Health Plan Structures
Benefits in Action #2: Explaining Benefit Differences

Module 4: Consumer-Directed Health Plans

Module 5: Dental, Vision and Hearing Care Benefits

Module 6: Prescription Drug Plans

Module 7: Behavioral Health Care Benefits

Module 8: Workplace Wellness Programs
Benefits in Action #3: Developing a Wellness Program

Module 9: Section 125 Plans—Part I
Benefits in Action #4: Flex Plans

Module 10: Health Care Regulation

Module 11: Integrated Case Study: Diagnosing and Remedying Prescription Drug Cost Increases Can Be Complicated

GBA/RPA 3—Strategic Benefits Management

Module 1: ERISA Regulatory Framework

Module 2: Benefits Industry

Module 3: Plan Documentation Requirements

Module 4: Cybersecurity and Privacy Concerns

Module 5: Overseeing and Managing Plan Audits
Benefits in Action #1: Auditing the Auditor

Module 6: Issues in Vendor Management—Retirement

Module 7: Analytics and Vendor Management—Health

Module 8: Impact of Financial Product Innovation on Retirement Plans
Benefits in Action #2: Adding Innovative Investment Products to the DC Plan Menu

Module 9: ERISA in Practice—Key Issues

Benefits in Action #3: Drafting a Severance Agreement? Remember ERISA!

Module 10: Social Insurance

Module 11: Health Care Coverage in Retirement
Benefits in Action #4: Explaining Retiree Health Coverage

Module 12: Global Employee Benefits

Module 13: Integrated Case Study: Preparing for and Surviving an Employee Benefits Plan Data Breach

Questions?

If you have any questions about Study Materials or the new GBA 1 or GBA/RPA 3 courses, please reach out to our CEBS Customer Service team at cebs@ifebp.org.

Congratulations to the Newest CEBS® Graduates!

New CEBS Graduates

Do you recognize anyone? Below are the most recent CEBS graduates. Be sure to celebrate your peers with a personal note or shout-out on social media, tagging #CEBSgoals. Earning the CEBS is a major career and personal achievement, and having peers recognize the work and demonstrated knowledge only sweetens the accomplishment.

Congrats to the newest CEBS grads!

John Boukouris, CEBS
Patrick Rodrigues, CEBS
Roni DeBock, CEBS
Tom Chipman, CEBS

Now picture yourself on this list! Continue on your journey to earning your CEBS designation.

Do you need guidance on your CEBS journey? Whether you’re about to take your first step or getting close to earning your designation, we’re here to help! Give us a call at (844) 809-2698 or email cancebs@ifebp.org.

Congratulations to the Newest CEBS® Graduates!

New CEBS Graduates

Do you recognize anyone? Below are the most recent CEBS graduates. Be sure to celebrate your peers with a personal note or shout-out on social media, tagging #CEBSgoals. Earning the CEBS is a major career and personal achievement, and having peers recognize the work and demonstrated knowledge only sweetens the accomplishment.

Congrats to the newest CEBS grads!

Alison Clearwater, CEBS
Anthony Armas, CEBS
Anthony D. Cellucci Jr., CEBS
Benjamin J. Letson, CEBS
Cara N. Seidlich, CEBS
Carla Campbell, CEBS
Carla R. Ross, CEBS
Carol A. Lewis, CEBS
Caroline Weis, CEBS
Carrie L. Starbuck, CEBS
Chanel Watkins, CEBS
Christina Reece, CEBS
Colin C. Orr, CEBS
Courtney Santeliz, CEBS
Daniel J. Conway, CEBS
Daniela Janceski, CEBS
Frances Jasmin, CEBS
Heather McQuillen, CEBS
Hilary F. Vatter, CEBS
Jennefir Pentangelo, CEBS
Jodi Stephens, CEBS
John R. Curran, CEBS
Katie Advent, CEBS
Kelly DiNardo, CEBS
Kristyn Lewis, CEBS
Leslie Brown, CEBS
Linda Piatek, CEBS
Lori Champion Brittain, CEBS
Margaret (Peggy) McHugh, CEBS
Maria Kim, CEBS
Matthew Butera, CEBS
Michael Fogleman, CEBS
Phil Borgman, CEBS
Scott A. Davis, CEBS
Shellie Peters, CEBS
Suzanne Bahary, CEBS
Tania Barfield, CEBS
Tanya T. Peterson, CEBS
Tara Donnelly, CEBS

Now picture yourself on this list! Continue on your journey to earning your CEBS designation.

Do you need guidance on your CEBS journey? Whether you’re about to take your first step or getting close to earning your designation, we’re here to help! Give us a call at (800) 449-2327, option 3, or email cebs@ifebp.org.

What’s Your CEBS Story? Nicholas Landry, CEBS

Earning your Certified Employee Benefit Specialist (CEBS) designation is a learning journey. Along the way, you acquire valuable employee benefits knowledge and relevant new skills. As you apply what you’ve learned to your work, you can forge a unique career pathway that is truly your own. Here’s a designee’s CEBS story.

A Chat with Nicholas Landry, CEBS

Nicholas Landry, CEBS
Senior Benefits Consultant
BFL CANADA

Nicholas Landry, CEBS
How Nicholas studied for his CEBS exam and applied what he learned to his work:

“Today’s curriculum is modern, with online study groups and study tools, such as live review sessions narrated by experienced benefits professionals. Having access to instructors has allowed me more opportunities for success. I appreciate that the new curriculum has become more accessible and streamlined for benefits professionals.”

Nicholas on professional growth with the CEBS designation:

“If your reason for attaining the CEBS designation is for a promotion, bonus or raise, I would humbly suggest that you are pursing this for the wrong reasons. 

My first experience with CEBS was when I was in my first role as a wholesaler for a major national insurer. Most of us neophytes were fresh-faced and straight out of university, all vying for head office management’s love and attention. Our corporate culture really promoted continuing education and pursuit of designations. We may have received a token amount of compensation for completing a course but earning a designation did separate oneself from the pack. Every year, the peer conversations would eventually lead to which designations you were pursuing. Management appreciated that you pursued a deeper understanding of concepts of insurance or government benefits, allowing you to be better in the field while trying to achieve more within your career. The real catalyst for me with CEBS was when one of our leading brokers successfully completed the CEBS program. Most of us had started or completed smaller designations or others specific to life insurance. The next logical step was CEBS or one of its specialty designations (GBA or RPA). Paraphrasing what our regional director told me, the CEBS designation was ‘The Big One.’ Together, we celebrated his accomplishment as his partner, but I was hooked!

The good news was just beginning for me. The quality of the content provided in the courses took me from being a competent broker to being the one you do not want to be up against in a competitive situation. I emerged from the courses speaking an entirely different language in relation to employee benefits, total compensation and total rewards. 

With more knowledge and experience, my problem-solving ability had grown immensely by applying the fundamental academic knowledge to real-life scenarios. I’ve been fortunate enough to apply the content by working with more challenging situations for plan sponsors. Often, being airdropped into unique scenarios where another broker with limited working knowledge has not satisfied the needs of the plan sponsor, anyone in the benefits practice can see challenges from another perspective thanks to the CEBS program. A colleague just recently passed his final exam to earn the CEBS designation, and I couldn’t have been happier for him. He’s chosen a path to be better than his competitors.

Although this ideology may be polarizing, the current employee benefits marketplace, for the most part, presents no inequality of opportunities. There is, however, an inequality of outcomes. The CEBS program has assured me that we are not equal in situation compared with non–designation holders. I would challenge the individuals reading this that if you are a passionate professional who adheres to a strong code of ethics, with the CEBS designation you, too, will separate yourself from the pack.”

Congratulations to the Newest CEBS® Graduates!

New CEBS Graduates

Do you recognize anyone? Below are the most recent CEBS graduates. Be sure to celebrate your peers with a personal note or shout-out on social media, tagging #CEBSgoals. Earning the CEBS is a major career and personal achievement, and having peers recognize the work and demonstrated knowledge only sweetens the accomplishment.  

Congrats to the newest CEBS grads!

Adriana Bey, CEBS
Allie Negrin, CEBS
Amjad Khan, CEBS
Ashley Fisher, CEBS
Carrie Walk, CEBS
Catherine Imperial, CEBS
Catherine Rambaran, CEBS
Cheryl Quon, CEBS
Colleen Woodward, CEBS
Daria Smolak, CEBS
Diana V. Almeida, CEBS
Harold Yoon, CEBS
Jamie Fraser, CEBS
Janet Burroughs, CEBS
Jeanne Carey, CEBS
Jessica MacDonell, CEBS
Johannes Paolo Supan, CEBS
Jon McGregor, CEBS
Judy Cunningham, CEBS

Julie Carreira, CEBS
Julie Grenier, CEBS
Jun Hong, CEBS
Kaitlyn Campbell, CEBS
Kevin Foley Trudeau, CEBS
Kevin J. Francotte, CEBS
Kristen Zacharias, CEBS
Kristina MacPherson, CEBS
Lambert Patrick P. Maranan, CEBS
Lenny-Louise Syms, CEBS
Lisa Spinney, CEBS
Lorraine Yurko, CEBS
Luther D. Sy, CEBS
Maria Monteiro, CEBS
Martha Callum, CEBS
Maryam Wajahat Faizan, CEBS
Matthew Crites, CEBS
Matthew Hageman, CEBS
Meabh Campbell, CEBS
Michael Tompkins, CEBS
Michael Yacoub, CEBS
Michelle M. Wasilinchuk, CEBS
Monika Foltanova, CEBS
Nathan Kolar, CEBS
Patricia Praymayer, CEBS
Priyanka Sharma, CEBS
Reed Curry, CEBS
Samantha Probetts, CEBS
Sarah Arsenault, CEBS

Shannon Holek, CEBS
Sharon Krishka, CEBS
Shileen Pederson, CEBS
Simon Christopher Ng, CEBS
Sizani Maphosa, CEBS
Vipra Nayyar , CEBS
Vivian Luong, CEBS
Vivien Wu, CEBS

Now picture yourself on this list! Continue on your journey to earning your CEBS designation.

Do you need guidance on your CEBS journey? Whether you’re about to take your first step or getting close to reaching your designation, we’re here to help! Give us a call at (844) 809-2698 or email  cancebs@ifebp.org.

Congratulations to the Newest CEBS® Graduates!

New CEBS Graduates

Do you recognize anyone? Below are the most recent CEBS graduates. Be sure to celebrate your peers with a personal note or shout-out on social media, tagging #CEBSgoals. Earning the CEBS is a major career and personal achievement, and having peers recognize the work and demonstrated knowledge only sweetens the accomplishment.  

Congrats to the newest CEBS grads!

Aleksandr A. Razloga, CEBS
Alexander Rohlfs, CEBS
Alexandra L. Then, CEBS
Amanda Dodell, CEBS
Amy Meadows, CEBS
Ana K. Torrescano, CEBS
Andres M. Alarcon, CEBS
Andrew Germann, CEBS
Andrew Logan MacQueen, CEBS
Andrew Pujol, CEBS
Angela Tang, CEBS
Baylee Landowski, CEBS
Brenn M. Ritchie, CEBS
Brittany Dickens, CEBS
Cara Holland, CEBS
Catherine Sheedy, CEBS
Charles Azu, Jr., CEBS
Cheryl B. Thomas, CEBS
Chip Weule, CEBS
Cody Kramschuster, CEBS
Daniel Kuosman, CEBS
Daniel Yager, CEBS
Diane R. Chopp, CEBS
Drew Danieley, CEBS
Emily E. Cronin, CEBS
Emily Livingston, CEBS
Emily Welch, CEBS
Erin Wolthusen, CEBS
Gina Pettigrano, CEBS
Grant Goff, CEBS
Haley A. Smith, CEBS
Jasmin Pierre-Paul, CEBS
Jason T. Stacy, CEBS
Jay (Shaya) Rose, CEBS
Jayson Curtis, CEBS
Jennifer Castellano, CEBS
Jennifer White, CEBS
Jessica L. Morrison, CEBS
Jessica Ropelato, CEBS
John Gobel, CEBS
Joseph Andreas, CEBS
Joseph Berumen, CEBS
Julie Fender, CEBS
Kellee Garcia, CEBS
Kenneth Miller, CEBS
Kimberly M. Johnson, CEBS
Kitty Stone, CEBS
Kristen Mills, CEBS
Kristina Quirante, CEBS
Laura Stucky, CEBS
Laurie Orazine Cooper, CEBS
Leah Marie Barraza, CEBS
Lisa Miller, CEBS
Lori A. Kischinevzky, CEBS
Lynn A. Waltermire, CEBS
Mark T. Myers, CEBS

Matthew Leff, CEBS
Matthew W. Richard, CEBS
Megan Jay, CEBS
Melissa D. Rayborn, CEBS
Melissa Fuesting, CEBS
Michael S. Lee, CEBS
Mikel Van Cleve, CEBS
Nan Morehouse, CEBS
Nancy Mathiesen, CEBS
Nari Shin, CEBS
Nicole Cecil, CEBS
Olivia Walty, CEBS
Patti Toller, CEBS
Rachal Stone, CEBS
Rebecca Kangas, CEBS
Regina Wasik, CEBS

Richard E. Childs, CEBS
Richard Walton, CEBS
Ryan O’Deen, CEBS
Ryan Pratt, CEBS
Samantha Brown, CEBS
Sarah E. Penheiter, CEBS
Sarah Giselman, CEBS
Shaun Hurm, CEBS
Spencer Kelly, CEBS
Stacey J. Barker, CEBS
Stephani Terhorst, CEBS
Stephanie Smitka, CEBS
Stephanie Spanja, CEBS
Sully Dawson, CEBS
Susan E. Flynn, CEBS
Suzanne L. Bondor, CEBS
Tammy Pitts, CEBS
Tammy Richardson, CEBS
Tara Molina, CEBS
Taylor Cherry, CEBS
Tom Byrne, CEBS
Walter Waldin, CEBS

Now picture yourself on this list! Continue on your journey to earning your CEBS designation.

Do you need guidance on your CEBS journey? Whether you’re about to take your first step or getting close to reaching your designation, we’re here to help! Give us a call at (800) 449-2327, option 3, or email cebs@ifebp.org.

Incoming—A New Generation of Industry Professionals

Employment for a number of positions in the employee benefits and related industries is projected to grow much faster than expected from 2020 to 2030, according to the U.S. Bureau of Labor Statistics. Increased openings for financial managers, compensation and benefits specialists, actuaries, and risk managers are expected to result from retirements of seasoned professionals across the industries.

How will these positions be filled? Who will replace those leaving and how will they be prepared to meet the health and retirement plan needs of employees and clients? Today’s reality makes these questions even more important. The benefits landscape changes rapidly in “normal” times. The pandemic has elevated the importance of providing support for employees’ physical, emotional, mental and financial well-being, and the need for on-going education regarding benefits.

The future of the industry points to university students and early professionals. Gamma Iota Sigma, a professional fraternity with chapters in over 95 universities and more than 20 alumni groups, helps prepare students and recent graduates for careers in the benefits and related industries. Gamma Iota Sigma engages and connects top talent with the insurance industry through education, industry partnerships, and networking opportunities.

How can you help engage and prepare the industry’s future professionals?

  • Reach out to universities and alumni groups, and offer to speak or attend their career fairs
  • Share your story and experiences with these students
  • Provide examples of positions available in the industry
  • Help them understand the importance and satisfaction of this work
  • Explain the value of professional designations like CEBS® that are available to help them prepare for and excel in these positions.

This is a great way to spotlight your organization and opportunities there, pay it forward and continue to support the benefits industry!

A Power Point presentation with specific information on the benefits of earning the CEBS designation as a student or early career professional is available for speaking events. Please contact Sandy Tellefson, CEBS, at sandyt@ifebp.org.

Sandy Tellefson, CEBS
Manager, Education Services CEBS/ISCEBS

What’s Your CEBS Story? George Morin, CEBS

Earning your Certified Employee Benefit Specialist (CEBS) designation is a learning journey. Along the way, you acquire valuable employee benefits knowledge and relevant new skills. As you apply what you’ve learned to your work, you can forge a unique career pathway that is truly your own. Here’s a designee’s CEBS story.

A Chat With George Morin, CEBS

George Morin, CEBS, AICB, PFP
Relationship Manager
RBC Royal Bank

George Morin, CEBS
Could you share some insight about how pursuing your CEBS designation demonstrates that you are a lifelong learner and an expert in your profession?

When I introduce myself as a CEBS designation holder, I have instant credibility as an employee benefits expert. This has opened the door to new business opportunities and has plan sponsors more readily accepting my recommendations for member financial advice presentations and individual financial counselling sessions in the workplace for the betterment of the members and overall plan health. The CEBS designation in my email signature line is recognized by many of the plan sponsors I support and has resulted in those sponsors reaching out to me for support with areas of their employee benefits that are delivered by other providers, allowing me to enhance my relationship with them and earn additional business. This instant credibility and seeking me out for support confirm to me the power of the designation, four letters that are so powerful within the employee benefits industry.”

Could you share a story about how you prepared for your CEBS exams and applied what you learned to your work?

“I found preparing for my CEBS exams supported my daily advice to plan sponsors and made my meetings with sponsors more impactful. I incorporated the Study Materials into my strategy of advice for plan sponsors and built my sponsor meeting agendas around the opportunities I had uncovered, utilizing the CEBS key learning to reinforce my advice. This experiential learning of integrating the Study Materials into my daily activities with plan sponsors allowed me to connect the theories and knowledge covered in the modules to real-world situations. This enabled me to retain the knowledge for the exams and made me a better advisor at the same time. Honestly, it did not feel like I was studying because I was actually working.”

Could you describe how earning your CEBS designation has supported you in your role?

“Achieving the CEBS designation in April 2018 has already had a significant impact on my career, differentiating me as a top performer amongst my peers and strongly contributing to a 2019 performance recognition where I attended a nine-day Caribbean cruise with the Group Executive of the corporation I work for, which included stops in Nassau, Bahamas; George Town, Grand Cayman; and Labadee, Haiti. I am thankful that the skills, knowledge and advice capabilities acquired by earning the CEBS designation gave me the tools needed to earn a top-performer award.

It is also the designation that will benefit me for the rest of my career. When a position became available on Vancouver Island, British Columbia, with the opportunity to live in any community, I jumped at the chance to apply. Roles like mine do not become available very often in my corporation. They are career destination roles, and incumbents typically hold them until retirement. My CEBS designation helped differentiate me from other applicants for the Vancouver Island position, and I now get to live on an island in the resort community of Lake Cowichan.”